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Dimensional Fund Advisors: The Uncommon Average

November 15, 2017 in Dimensional, Evidence-Based Investing, Investing by Sheri Iannetta Cupo

OCTOBER 2017 The Uncommon Average “I have found that the importance of having an investment philosophy—one that is robust and that you can stick with— cannot be overstated.” —David Booth The US stock market has delivered an average annual return of around 10% since 1926.[1] But short-term results may vary, and in any given period stock returns can be positive, negative, or flat. When setting expectations, it’s helpful to see the range of...

What Sheri’s Reading: Election Day Edition

November 8, 2017 in Financial Life Planning, Health Savings Account, Investing, SAGE Reads, Tax Management by Sheri Iannetta Cupo

If you lived in a place with an election yesterday I hope you exercised your right to vote. Here's why. Tax Nerd Stuff: On Monday, November 2nd, 2017 the House Republican leaders released the “Tax Cuts & Jobs Act” tax bill. We at SAGEbroadview are reviewing the proposal with all its many complexities, monitoring the debate this week and the inevitable subsequent revisions, and trying to determine how it may or may...

Dimensional Fund Advisors: Lessons for the Next Crisis

November 1, 2017 in Dimensional, Evidence-Based Investing, Investing by Sheri Iannetta Cupo

SEPTEMBER 2017 Lessons for the Next Crisis We recently experienced the 10-year anniversary of when, in early October 2007, the S&P 500 Index hit what was its highest point before losing more than half its value over the next year and a half during the global financial crisis. Over the coming weeks and months, as other anniversaries of major crisis-related events pass (for example, 10 years since the bank run on Northern Rock...

Layering Life Insurance

October 24, 2017 in Family Money, Financial Life Planning, Insurance, Risk Management by Sheri Iannetta Cupo

Sheri’s take: Recently, we shared two guest posts on this fall’s insurance open enrollment period, authored by Mark Maurer, CFP®, MBA, president and CEO of LLIS. Mark’s posts were well-received, so we were delighted when he agreed to share one more interesting idea with us on how to use “layering” to save costs on your life insurance while still ensuring adequate coverage for your loved ones. Good coverage at less...

Open Enrollment Time: Part 2 – Disability Insurance

October 11, 2017 in Corporate Executives, Insurance, Risk Management, Young Adult Series by Sheri Iannetta Cupo

Sheri’s take: As this year’s open enrollment period goes into full swing, you and your family can use the opportunity to not only review your healthcare coverage, but also to take a fresh look at life and disability insurance coverage available to you. Last week, we were pleased to share an insightful guest post on group and individual life insurance considerations, compliments of Mark Maurer, CFP®, MBA, president and CEO...

Open Enrollment Time: Part 1 – Life Insurance

October 3, 2017 in Corporate Executives, Insurance, Risk Management, Young Adult Series by Sheri Iannetta Cupo

Sheri’s take: There’s strength in numbers, especially in having a number of well-informed alliances to supplement our own financial know-how. Mark Maurer, CFP®, MBA, president and CEO of LLIS is one such alliance we’ve long maintained – because protecting the wealth you’ve already got against life’s many risks is essential to your total wealth interests. Thanks to Mark and his LLIS team for sharing this guest commentary on insurance coverage worth...

Bored… and Brilliant? A Book That Challenges You to Disconnect from Your Phone

September 18, 2017 in Mindful living, SAGE Reads, Technology by Sheri Iannetta Cupo

Do you have any idea how often you pick up your smartphone throughout the day (and night)? Do you feel addicted to your phone? Are you losing your ability to focus when you read and when you work? If so, then I have just the book for you -- “Bored and Brilliant: How Spacing Out Can Unlock Your Most Productive and Creative Self”, written by Manoush Zomorodi, the host of...

Equifax Breach: Here’s What I’m Doing (update)

September 15, 2017 in Credit, Family Money, Identity Theft by Sheri Iannetta Cupo

It's been hard to escape the news of the Equifax breach. Even though it happened starting in May 2017 we're only just hearing about it. In my opinion, and others', the company's response to this breach has been far from stellar. Huffington Post reports: The Federal Trade Commission announced it is investigating the Equifax incident, and the Consumer Financial Protection Bureau is looking into the company’s response to the breach. Members of the House Judiciary,...

Dimensional Fund Advisors: Getting What You Don’t Pay For

September 13, 2017 in Dimensional, Evidence-Based Investing, Investing by Sheri Iannetta Cupo

JULY, 2017 Getting What You Don't Pay For Costs matter. Whether you’re buying a car or selecting an investment strategy, the costs you expect to pay are likely to be an important factor in making any major financial decision. TO READ MORE: OPEN PDF ARTICLE ...

Dimensional Fund Advisors: Quit Monkeying Around!

September 5, 2017 in Dimensional, Evidence-Based Investing, Investing by Sheri Iannetta Cupo

AUGUST, 2017 Quit Monkeying Around! In the world of investment management there is an oft-discussed idea that blindfolded monkeys throwing darts at pages of stock listings can select portfolios that will do just as well, if not better, than both the market and the average portfolio constructed by professional money managers. If this is true, why might it be the case? TO READ MORE: OPEN PDF ARTICLE ...