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Dimensional Fund Advisors: Quit Monkeying Around!
AUGUST, 2017 Quit Monkeying Around! In the world of investment management there is an oft-discussed idea that blindfolded monkeys throwing darts at pages of stock listings can select portfolios that will do just as well, if not better, than both the market and the average portfolio constructed by professional money managers. If this is true, why might it be the case? TO READ MORE: OPEN PDF ARTICLE ...
What Sheri’s Reading: Back to School 2017 Edition
August 28, 2017
in SAGE Reads
Dominic begins his senior year at WPI and Devon his sophomore year at the Hartt School; Dave and I return to being empty-nesters. Sigh. As your kids or grandkids head back to school, I've compiled a list for your reading pleasure. You will find some light-hearted articles, some that are thought-provoking, and some of a more practical nature:
When Holding is the Hardest Part (Ben Carlson) “The easy money has been...
Sheri’s Summer Retirement Summary Part 10: Retirement Planning Staying Power
Whether you’ve been working hard, hardly working, or enjoying a balance of both this summer, I’ll bet the past few months have flown by fast. They have for me, anyway, as I’ve enjoyed some (too brief!) time with my college boys, helped my husband Dave ramp up his new business, co-managed SageBroadview, and – of course – kept reading every day. So here it is, almost September, and already time to...
Sheri’s Summer Retirement Summary Part 9: Another Early Retirement Illustration
As I covered in my last post, not every early retirement fits the stereotypical mold of becoming a multimillionaire by age 30, cashing in one’s chips and heading off to paradise. Sometimes, early retirement finds you instead of the other way around. Such was the case for Jack Pasanen, when he retired to help care for an ailing family member. Healthcare concerns struck even closer to home for our clients Tom and...
Sheri’s Summer Retirement Summary Part 8: Experiencing Early Retirement
At least in its idealized version, early retirement may be among the most popular retirement models around. Who hasn’t fantasized about being the next lucky rat to exit the race? Maybe head to a Panamanian paradise, like one intrepid couple did in this US News and World Report piece. That said, real-life early retirement isn’t for everyone. As we covered in our segment on the road less retired, some people love...
Sheri’s Summer Retirement Summary Part 7: Sliding Into Semi-Retirement
What’s the difference between a re-career versus mini-retirement versus semi-retirement? Admittedly, there’s a lot of overlap, and which path you’re on isn’t always clear except in hindsight. Re-careering, as the name implies, means retiring from one career to take up another, as Greselda Powell did in this post. Mini-retirement is more about taking a break from working, and returning to your career approximately where you left off – like Pat O’Konis...
Sheri’s Summer Retirement Summary Part 6: Mini-Retirement – Calling It Quits … for a While
In my last post, I shared Greselda Powell’s transition from high-tech engineer to artisan cheese expert. Greselda’s re-career seems to be working well for her, but it’s not for everyone. For some, a mini-retirement might be preferred, in which you take a break, but resume the same or similar career when you return from your “sabbatical.” In his excellent overview of retirement, Michael Kitces describes mini-retirement like this: “In this approach to ‘retirement’,...
Sheri’s Summer Retirement Summary Part 5: Hitting the Re-Set with a Re-Career
As we’ve described in our past couple of Retirement Summary posts, remaining fully employed well into your twilight years may appeal to you – or not. Either way, life doesn’t always go as planned. You may experience a life-altering event. Or you may just change your mind. When that happens, whether it’s driven by a financial or personal agenda – or both – re-careering may be preferred over retiring. This is...