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August 9, 2024 in College Planning
Sending a child off to college is a major milestone for any family, whether you’re a parent, grandparent, or close friend. It’s an exciting time, filled with anticipation and perhaps a bit of trepidation. There’s so much to do, and time seems to fly by. As the big day approaches, you might find yourself helping to check off items on their list (extra-long sheets, shower caddy, microwave mac & cheese, etc.)....

February 2, 2024 in College Planning, Financial Life Planning, Tax Management
In the ever-evolving financial landscape, staying informed about the latest changes and potential implications for your retirement savings is crucial. Shifts in retirement regulations define 2024, and we’re committed to keeping our clients abreast of these developments. The SECURE Act 2.0, enacted in late 2022, has dozens of provisions to encourage more people to save through the workplace and other plans, to help boost retirement savings, and to urge small employers...

November 28, 2023 in College Planning, Estate Planning, Family Money
Your Child is Turning 18: Handling Healthcare, Academics, and Finances Together As your child blows out the candles on their 18th birthday, you may still see your baby girl or boy. But in the eyes of the law your child is considered a legal adult in most states. This means they can vote, buy a lottery ticket, or get a tattoo without your permission. Even if you’ve prepared them for what...

August 9, 2023 in College Planning, Family Money, Young Adult Series
Attention Parents and Grandparents of College-Bound Students: FAFSA Gets an Overhaul Changes are coming to the complicated form that students must submit to qualify for college financial aid, known as the Free Application for Federal Student Aid (FAFSA). The Department of Education is calling it the “most ambitious and significant redesign of the federal student aid application in decades” and adds that it “includes unprecedented changes to how students and families apply...

August 9, 2023 in College Planning, Family Money, Young Adult Series
Money Tips for Parents Sending Children Off to College You’ve done a great job teaching your children vital life lessons and instilling values that will last a lifetime. As summer ends and a new school year begins, one thing that shouldn’t be overlooked, especially for college-bound children, is the money talk. Having open and honest discussions about finances can help shape your child’s long-term relationship with money, which might set them...

July 13, 2023 in College Planning, Estate Planning, Tax Management
How the SECURE 2.0 Act Changed 529 Plans Changes to 529 Plans in the SECURE 2.0 Act The SECURE Act was initially passed by Congress at the end of 2019 and was intended to improve retirement savings opportunities. It was a big deal at the time and the most significant piece of retirement legislation since the 2006 Pension Protection Act. Congress came together to pass SECURE 2.0 at the end of 2022 to...

September 14, 2016 in College Planning, Financial Life Planning, Young Adult Series
Attention, all parents and students! We bid farewell to Sheri’s Summer Refresher Series and bring you an important, good-news announcement that you might have missed in all the back-to-school action (including all the obligatory “first day at school” social media posts and pics). As reported in a New York Times article, “Earlier Date for Filing Fafsa Form for College Aid,” the national Education Department just made it easier to apply for...

September 3, 2016 in Articles, College Planning, Dimensional, Investing
September 2016 Back to School Higher education may come with a high and increasing price tag, so it makes sense to plan well in advance. With school back in session in most of the country, many parents are likely thinking about how best to prepare for their children’s future college expenses. Now is a good time to sharpen one’s pencil for a few important lessons before heading back into the investing classroom to...

July 19, 2016 in College Planning, Family Money, Summer Refresher Series, Young Adult Series
In early June, several of us at SAGEbroadview shared our recent adventures in the college admissions process. In particular, Sheri described some of the college admission challenges  that she, her husband and her youngest son Devon encountered as they sought a good fit for his higher education ambitions. It would be comforting to say that it will be easier for Sheri this time, since Devon is their second son to head...

June 1, 2016 in College Planning, Family Money, Young Adult Series
Following up on Sheri’s insights  from Devon’s search for a musical program, Wendy Vissar reflects on the challenges that she, her husband Michael Slackman and their son Nikolas have encountered in his desire to pursue a career in theatrical arts. As long-time neighbors and good friends, Nik and Devon are both about to make their way into the wider world. We hope they remain close to us and one another...