Coffee and conversation

Before we talk numbers, we ask questions. What are your likes and dislikes? What are your goals for the next 1, 5, and 10-years? Are you a spender or a saver? The more we know, the more we can create a custom-tailored plan to help you achieve the life you imagine.

Living the dream

Everyone wants to ‘live the dream’. Thing is, everyone’s idea of that dream is different. Through conversation, questions and analysis, we’ll help you clearly define your dream so together we can create a working plan to achieve it.

The way forward

Once we’ve defined your long-term goals, we will craft an individualized, holistic plan that will allow you to travel the road of life with focus, clarity and confidence.

We got this

Our aim is to earn your trust and gain your confidence. As a trusted partner, we’ll be there to help guide, advise and inform you as you navigate the various stages of life and all that comes with it.


Company Benefits

  • Are you making the most of your benefits?
  • Are you maximizing your company match?
  • Should you contribute to your 401(K) on a pre-tax basis or use the Roth feature?


Monthly Cash Flow

  • Does your income support your lifestyle?
  • Are you spending smartly?
  • Are you funding your goals?
  • How much do you need for emergencies?


Debt Management

  • How do you manage college and credit card debt?
  • How do you decide how much to pay when?
  • Should you go into debt to pursue your goals?


Investments

  • Is your portfolio globally diversified?
  • Do you understand the fee structure of your investments?
  • Is your portfolio tax-efficient?
  • Do you rebalance when appropriate?
  • Is your asset allocation right for you?


Insurance & Estate
Planning

  • Are you protected should something happen?
  • What estate planning documents do you need in place now?
  • Do you need renters/homeowner’s, auto or umbrella insurance?
  • Do you need more life or disability insurance?


Goals

  • What are your 1, 5, and 10-year goals?
  • Are you on track to reach them?
  • Who is holding you accountable?
What does it cost to work with us?

Transparent costs are very important to us. Our Young Professional service offering includes two components – Financial Planning and Portfolio Management – as seen below. All clients are enrolled in both.

Financial Planning

Singles Couples
One-time onboarding fee
(Due upon signing, non-refundable)
$1,000 one-time $1,500 one-time
Monthly recurring fee starting at: $200 monthly $300 monthly
Fees will be automatically debited from your checking account.
Services include:
  • Creating Goals
  • Coaching
  • Cash Flow Planning
  • Strategies to increase your Credit Score
  • Optimize Checking, Savings & Credit Card accounts
  • Make the most out of Employee Benefits
  • Insurance Planning
  • Estate Planning
  • Income Tax Education
  • Debt Management
  • Implementation Assistance
  • Managing Finances as a Couple
Access to your financial planner between meetings as urgent or important questions arise
Portfolio Management

The annual cost for Portfolio Management services is just 0.50% of the investment accounts we manage for you. That is $5 for every $1,000 in your portfolio. Fees are deducted from your accounts.

Services include:

  • Risk Tolerance Testing
  • Investment Policy Statement
  • Asset Allocation
  • Automated Rebalancing
  • Globally Diversified Portfolios
  • Low Cost Funds
  • Tax Loss Harvesting
  • Performance Reporting

If you’d like to chat, please take a minute to answer a few questions.