Investing Stuff: A Matter of Perspective (Sam Ro, Managing Editor of @YahooFinance) Same chart, two lenses pic.twitter.com/JfoOyRF1VI — Sam Ro (@bySamRo) October 26, 2018   The Psychology of Sitting in Cash, Part Deux (A Wealth of Common Sense, Ben Carlson, 10/28/2018) Some considerations for those who are sitting on a big pile of cash or are thinking about raising cash now that we’re in the midst of another correction.  Calendar Years are Arbitrary (The Belle Curve, Blair Duquesnay,...

First-time home buyers having a rough go of it 1.Starter-Home Affordability Hits a Decade Low (Prashant Gopal, Bloomberg, 8/27/2018) “Starter homes are now more costly to purchase than at any time since 2008, when the last boom came to a crashing halt. In the second quarter, first-time buyers needed almost 23 percent of their income to afford a typical entry-level home, up from 21 percent a year earlier, according to an analysis...

Bob Lefsetz thinks the STEM era is over… 1.  And now it is about “Soft Knowledge.” Article first shared by Barry Ritholtz. “For twenty years we’ve experienced the denigration of the liberal arts. For twenty years we’ve been ruled by tech. For twenty years it’s been about entrepreneurship. Now it’s about thinking. About concepts. About ideas. Not changing the world with products, but analysis and influence”. What are you getting into if you invest...

Your path to buying a home In How to Buy a House, Michelle Higgins of the New York Times outlines your path to homeownership, step-by-step. Steps include: Rent vs. Buy, How Much House Can I Afford, Check Your Credit Score, Get Pre-approved for a Mortgage, Line up Cash, Figure Out Where You Want to Live, Making An Offer, and Closing. Don’t forget to celebrate when all is done! Additional Reading: From...

Never mind winter. If the heat is on for you to purchase your first home, you may be warmed by the excitement even as you find yourself frozen by indecision. This is not surprising. Finding your first home can be as enormously gratifying, but funding it can be dramatically daunting. A little financial life planning can go a long way toward making sound choices you can live with about the...

Depending on your unique risk tolerances and financial goals, there are times it can make sense to allocate a percentage of your portfolio to real estate investments. But there’s real estate, and then there’s real estate. Do the homes you live in count as investments? Let’s take a closer look. The Role of Real Estate in Your Portfolio Why would you invest in real estate to begin with? As Forbes contributor Frank...