In our last blog post, we shared the timeless principles we suggest for your fixed income investing. We also previously presented a Vanguard Funds report demonstrating that actively managed stock funds face punishing odds in their quest to outperform appropriate market benchmarks. But what about in the bond markets, especially in the current climate of potentially rising interest rates? Can active management shine? An additional report from Vanguard helps us...

Interest rates are at historic lows and, for several years now, numerous market pundits have been forecasting an upward move. This leaves many investors fretting about what might happen when rates rise. Some contemplate whether they should be making dramatic changes to their portfolios as a result. It reminds us of that Clash song: “Should I stay or should I go?” This blog post is dedicated to helping you understand...

My son Dominic has been a Junior Firefighter for over a year and a half now, but he moves to Volunteer Firefighter status on his 18th birthday – today! Have you ever wondered what it takes to be a fire fighter? Check out the program Dominic attended last summer to pass his Fire Fighter 1 level. No pun intended, but isn’t this cool? As we celebrate Dominic’s 18th birthday it also...

From “It’s a Wonderful Life” to “Wall Street,” Hollywood often lends an aura of drama to the financial industry. In reality, the daily life of a Fee-Only financial professional isn’t exactly edge-of-your-seat stuff. Our idea of “exciting” is a controversy unleashed last December, when the National Association of Financial Professionals (NAPFA) announced that members of their professional ranks now must be CERTIFIED FINANCIAL PLANNER™ certificants who hold the CFP®...

In my June 19th blog post, “An Admirable Addiction,” I described the benefits of being a devoted reader. While I shamelessly let stacks of books vie for my attention all at once, you may prefer to save yourself for one good read at a time. For you, I’ve got just the book for your summer reading: The Investment Answer by Dan Goldie and Gordon Murray. We’ve been sharing The Investment Answer...

When it comes to buying or selling your home, most of us already know that the price depends on three things: location, location, location. Asset location is a similar, if less familiar rule that applies to your investments. By managing asset location within your portfolio, you are able to keep as much of your money as possible – even after taxes take their cut. Given how deep that cut can...

Sheri was featured in The Wall Street Journal’s MarketWatch article by Charles Passy “It also helps that they may have specific knowledge and experience that allows them to target a niche clientele — as in former colleagues or just professionals with a similar background. Sheri Iannetta Cupo, a founding principal of SAGE Advisory Group in Morristown, N.J., says that as a former GE employee, she found it frustrating trying to...

Warren Buffett has admitted to it, as has his business partner Charlie Munger. Others reportedly under the influence include presidents Obama and Clinton; Madonna; Jay Leno and Conan O’Brien; and, of course, Oprah.[1] I too am hooked. We can’t help ourselves. We can’t stop reading. Thankfully, there is plenty of evidence that the more you read, the better you get. (If only chocolate worked that way too!) In his Farnam Street...

  In my last blog post, we explored how to discriminate between helpful and misleading financial charts and graphs. Scrutinizing the source of the material and whether it has undergone robust peer review is one of the best ways to determine the likely quality of an illustration without further ado. Beyond that, it helps to understand some of the tricks that can be – and sometimes are – played in presenting...