COVID-19 & Your Health Even after so much time, many people still have questions about the symptoms of Covid-19. That’s why we created a new interactive graphic, Could My Symptoms Be Covid-19? We’ve ranked symptoms from those that are very common to the ones that are rare and explained how the virus attacks the body in different ways. (The New York Times) (This image is just a preview-visit the article for...

COVID-19 & Your Health COVID-19 test kit, the first FDA EUA approved saliva test (Vault) (Note from Sheri - my son is required to show documentation of a negative diagnostic COVID-19 test that was taken within 14 days prior to coming to campus. His college will accept this at-home test.) Is Your Teen College-Bound? Make Sure You Have These Documents in Place Talking to our kids about the importance of having certain...

COVID-19 NAPFA members, including SAGEbroadview, are longtime champions for financial services delivered in the public’s interest. As part of NAPFA’s COVID-19 consumer outreach, please check out the Resources and Relief Options Infographic. Could a century-old technology zap coronavirus in schools and offices? (The Boston Globe) New study may help ‘predict’ who will get severe COVID-19 cases. Recent research shows that people typically fall into one of six different clusters of coronavirus symptoms. (Yahoo...

COVID-19 How to understand COVID-19 numbers. Viewed in isolation or presented without context, coronavirus numbers don’t always give an accurate picture of how the pandemic is being handled. Here, ProPublica journalists Caroline Chen and Ash Ngu offer insight on how to navigate the figures. (ProPublica) Wearing masks could help you avoid major illness even if you get coronavirus, experts say. (Los Angeles Times) Cloth face masks still provide a major protective benefit: They...

COVID-19 IRS announces rollover relief for required minimum distributions from retirement accounts that were waived under the CARES Act. Clients, if you have already taken your RMD this year and now want to “put it back” by August 31,2020, please let us know ASAP so we can help you. (IRS) The Internal Revenue Service announced that anyone who already took a required minimum distribution (RMD) in 2020 from certain retirement accounts now...

Healthcare: What Happens Next (Collaborative Fund, Lily Bernicker) A User’s Guide to Face Masks By now you’ve figured out that wearing a mask is not as simple as all those TV doctors made it look. Here’s our guide to the wear and care of your new mask. (The New York Times, Tara Parker-Pope) A group of 239 scientists say there’s growing evidence covid-19 is airborne. What does this mean for you? (MIT...

If there was a clear message from second quarter markets, it’s that you never know. Even as we saw headlines that “At Least a Fourth of US Economy Goes Idle from Lockdown,” we saw others informing us that “US Stocks Close Out Best Quarter Since 1998.” What can we make of this? In short, Q2 offered a crash course in how critical it is to stay invested in both stocks and bonds,...

  WORKING DURING QUARANTINE Here at SAGEbroadview we continue to mostly work from our homes -- zooming, calling and emailing with our clients and each other on all kinds of financial planning and investment tasks as well as putting the finishing touches on tax season. Larry opted to work in quarantine in our brand-new office in Farmington, CT; once you see how nice it turned out you will understand why! You can...

You won’t be surprised to see all the red in returns for stocks this past quarter. But take heart at the green for bond returns. When stock markets are climbing upward, bond funds can seem so boring, but you see now how well they are doing their job of providing stability and ballast in your globally diversified portfolio that holds a mix of bond & stock funds (your asset allocation). At SAGEbroadview we continue...

A CARES Act Overview With much of the country in self-isolation, perhaps you’ve got time to read the entire H.R. 748 Coronavirus Aid, Relief, and Economic Security Act, or CARES Act. If you’d prefer, here is a summary of many of the key provisions we expect to be discussing with you in person (virtually), depending on which ones apply to you. Questions? Please be in touch! In General Direct payments/recovery rebates: Most...