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A wealth of information at your fingertips.

March 11, 2019 in SageBroadview News by
To better reflect what’s fresh as well as what’s familiar about us, SageBroadview is delighted to share our redesigned website with you. We hope you find the modern design, color palette and photos better convey our firm’s personality and services, as well as our company’s evolution from January 2014 when Larry and I merged our firms. KEY FEATURES  Quickly navigate where you need to go — You will find links to Secure Document...

March 6, 2019 in Financial Life Planning, Mindful living by
“I don’t know and don’t care because it doesn’t matter to what I’m doing.” 1. Not Caring: A Unique and Powerful Skill (Morgan Housel, 2/28/2019) A rule of thumb is to prefer the strategy that’s likely to get you closest to your goal with the fewest number of decisions needed along the way. Figure out what you can control and obsess over it. Identify what doesn’t matter and ignore it. Determine what you’re incapable of...

February 26, 2019 in Mindful living, SAGE Reads by
The evolution of how we think about money. Where are you on this journey? 1. Out of the Swamp (Humble Dollar, 2/16/2019) We can measure our financial progress by the size of our net worth. But that’s hardly the only gauge. Equally important, I’d argue, is the evolution in how we think about money—and how we use it to improve our lives. What does this journey look like? I picture it as having five...

February 19, 2019 in Financial Life Planning, Mindful living, Money Management, SAGE Reads by
The Geometry of Wealth: How to shape a life of money and meaning  Last night I finished reading The Geometry of Wealth and wanted to share a few choice excerpts from this thoughtful book by behavioral finance expert Brian Portnoy. A description of the book: How does money figure into a happy life? In The Geometry of Wealth, behavioral finance expert Brian Portnoy delivers an inspired answer, building on the critical distinction between being...

February 12, 2019 in Expenses, Financial Life Planning, Tax Management by
Shrinking Tax Refunds 1.  The U.S. Cut Taxes. Why Will Fewer Folks Get Refunds? (Washington Post, 2/10/2019) This article has Q&A taking you through the reasons why. Hint: Some of the explanation is because of changes to the tax code, but also because less taxes were withheld from employee paychecks than in prior years due to changes in the withholding tables, and in the lower rate withheld from bonuses and employee stock compensation...

February 4, 2019 in Dimensional, Evidence-Based Investing, Investing by
Déjà Vu All Over Again February 2019 Investment fads come and go. Letting short-term trends influence your approach may be counterproductive to pursuing your financial goals. Copyright ©2019 Dimensional Fund Advisors from Dimensional Perspectives Blog Investment fads are nothing new. When selecting strategies for their portfolios, investors are often tempted to seek out the latest and greatest investment opportunities. Over the years, these approaches have sought to capitalize on developments such as the perceived relative strength of particular geographic...

January 30, 2019 in Dimensional, Evidence-Based Investing, Investing by
Today we’re taking you to visit Dimensional’s blog, “Dimensional Perspectives,” and specifically their article titled “Key Questions for Long-Term Investors.” Key Questions for Long-Term Investors “Whether you’ve been investing for decades or are just getting started, at some point on your investment journey you’ll likely ask yourself some of the questions below. Trying to answer these questions may be intimidating, but know that you’re not alone. Your financial advisor is here to help. While...

January 22, 2019 in Dimensional, Evidence-Based Investing, Investing, Year In Review by
2018 Market Review January 2019 After logging strong returns in 2017, global equity markets delivered negative returns in US dollar terms in 2018. Common news stories in 2018 included reports on global economic growth, corporate earnings, record low unemployment in the US, the implementation of Brexit, US trade wars with China and other countries, and a flattening US Treasury yield curve. Global equity markets delivered positive returns through September, followed by a...

January 15, 2019 in Dimensional, Evidence-Based Investing, Investing, Year In Review by
  2018 Market Performance It’s a wrap! 2018 market performance numbers are now available for the fourth quarter and the year. Today, we share Dimensional Fund Advisor’s latest Quarterly Market Review, along with its 2018 Annual Market Review. We hope you’ll use these summaries to reinforce the importance of staying with your own financial goals and risk tolerances, no matter how terrible one year of returns may seem. Please pay special attention to “Why Should You...

December 19, 2018 in Behavior/Psychology, Investing by
The One Constant 1.  The One Constant in the Stock Market (A Wealth of Common Sense, Ben Carlson, 12/11/2018) Ben Carlson, always with the best charts and words of wisdom. “I’ve used this chart before but it’s worth reposting because we all need reminders during a market correction that they’re perfectly normal and should be expected: The average intra-year drawdown since 1950 is -13.3%. And more than half of all calendar year drawdowns have...