We’re Here for You We get it. Depending on how much attention you’ve been paying to the news, you may be feeling anywhere from uncomfortable to mildly panicked. So, we’d like to share some thoughts on what is happening now, some ideas on how to think about it, and how to cope today and in the weeks ahead. BUT if the breaking news is leaving you feeling strained to a breaking point,...

We want to take a moment to share our thoughts related to the coronavirus, its impact on the financial markets, and, ultimately, on your personal financial situation. The coronavirus has triggered a steep stock market selloff around the world. As of this writing, major market indexes in the US, Europe, Japan, and Australia are down 10% or more from recent all-time highs, according to The Wall Street Journal. But here is some...

Dimensional Shares a Decade in Review   Where were you on New Year’s Eve, 2009? Now, how about the same in 2019? Only you can answer that question. But we can tell you where the market was across the same period. As Dimensional Fund Advisors reported in its new “Decade in Review”: “From a growth-of-wealth standpoint, $10,000 invested in the stocks in the [MSCI All Country World IMI Index] at the beginning of 2010...

DIMENSIONAL’S QUARTERLY MARKET REVIEW (Q4 2019 & TY 2019) It’s a wrap! 2019 market performance numbers are now available for the fourth quarter and the year. Today, we share Dimensional Fund Advisor’s latest Quarterly Market Review, along with its 2019 Annual Market Review. Fourth quarter 2019 served up another solid reminder: There’s still no telling exactly how breaking news is going to impact upcoming market returns. After all, there was plenty of ongoing, unsettling news to stomach...

Another quarter of contrasts has come and gone, delivering a mixture of modestly positive and negative returns. Despite relatively quiet markets, breaking geopolitical news swarming all around us has been anything but. Meanwhile, the S&P 500 index has continued to log “an incredible decade.” This may leave you wondering how high stock markets can continue to fly. Especially as pundits continue to predict the next recession is due … if not...

Can You Depend on the Markets? It Depends on Your Perspective.   Do capital markets deliver dependable returns to investors? Or is it mostly a matter of luck? Yes, to both – depending on your perspective. As you can see in Dimensional Fund Advisors’ current Quarterly Market Review, this quarter’s global market performance progressed in a relatively quiet, orderly fashion – despite plenty of reasons it could have gone otherwise. In that respect,...

David’s take: In our last post, we introduced you to our newest team member, summer intern Danny Lester. Danny’s already got a solid background in personal finance, so we asked him to review our SAGEbroadview blog and identify a handful of prior posts that particularly piqued his interest. In a twist on our usual “3 Things” series, we share Danny’s comments on his three top picks, mined from the SBV...

  Forget Game of Thrones and Avengers: Endgame; this summer’s blockbuster is at SAGEbroadview, where we are pleased to employ another summer intern who’s hot on the path to becoming a financial planner. Danny Lester graduated from Farmington (CT) High School in 2016, just completed his bachelor’s in finance from Boston’s  Bentley University (in only three years - thank you, AP credits!), was an RA for two of those years, and will...

April 18, 2019 Ideal vs. Imaginary Investing “There’s one robust new idea in finance that has investment implications maybe every 10 or 15 years, but there’s a marketing idea every week.” – Nobel Laureate Eugene Fama Nobel laureate and Dimensional Fund Advisors board member Eugene Fama has offered an abundance of quotable insights during the 50+ years he’s been studying financial economics. The quote above is one of our favorites – and as fitting as ever as...

Don’t look at your portfolio – and here is why   1. How to Improve Your Risk-Adjusted Returns (The Irrelevant Investor, 4/11/2019)   “The more you look at your portfolio, the more likely you are to see red, and the more likely you are to see red, the more likely you are to do something you will regret later. This can be seen clearly in the GIF below, courtesy of Nick Maggiulli.”   Graphic Courtesy...