At SAGE Advisory Group (now SageBroadview Financial Planning effective 1/1/2014), among our key messages on our website home page and in our practice is: Financial planning is about resolving life’s complexities – not expanding on them. It’s one reason we call it Financial LIFE Planning. Those who know me, know that I experienced my own challenging life lesson when my family and I were in a serious car accident in 2008....

Your favorite sweatshirt. An unfinished paperback. That doggy bag left on the table. Small losses when they go missing, but don’t you just hate that sinking feeling when you realize they’re gone? As our financial holdings accumulate and our memories diminish, we can lose track of our money that way, too: A pension plan from several jobs ago, the IRA from a former spouse, age-old bank accounts never closed. It gets...

Especially when it comes to company stock plans, acronyms abound. Someday, I’m going to invent a secret decoder ring that translates each one into something approaching English. I’ll make a bazillion dollars and retire. In the meantime, let’s decode one important acronym that can sometimes spell confusion for busy professionals: Restricted Stock Units (RSUs). RSUs, Decoded Many corporate executives and valued employees may be receiving vested RSUs around this time of year....