The Summer of Investment Insights One popular episode in the TV series Seinfeld was “The Summer of George,” in which George declares, “I’m going to read a book! From beginning to end. In that order.” As our own summer flies by, we’ve got some similar book-reading to do ourselves. We look forward to reporting our book-reading results to you in a future “What Sheri’s Been Reading” post. In the meantime, as...

My son Dominic is 18 and a high school graduate, as of this week! Knock on wood, he’s had only one near-miss since he began to drive. Only days after receiving his permit, he and his dad were driving to school when a kamikaze deer leaped in front of the car. Devon, his younger brother, was waiting at the school bus stop and witnessed the event. Unfortunately, the deer had...

Complementing our mission to help individuals and families appreciate the wealth of their lives, we were thrilled to be recognized for our recent business development initiatives in the June 2 Financial Advisor magazine feature story, “The Next Level.” The article shares the tale of the January 2014 merger between SAGE Advisory Group and Broadview Financial Planning to form SageBroadview Financial Planning. From the outside, we hope we made it look...

In our last post, “The Ins and Outs of Insurance Coverage,” we described some of the ways an objective advisor can help you select from the wide range of good, bad and occasionally ugly insurance possibilities available. In this post, we share a case study, revised with permission from an original, advisor-oriented piece by Low Load Insurance Services, Inc. "I'm Covered with Group Disability at Work." Really? Look again...

Taking a Second Look at Your Current Liability Coverage By Guest Author Rocco Esposito, Esposito Insurance Group Most current standard home, condominium and renters’ insurance policies include liability coverage to protect you against some of life’s usual suspects at home and afield. For example, if a pedestrian slips and falls on your damaged sidewalk, your diseased tree collapses on a neighbor’s garage or your daughter slides into a pedestrian while riding her...

When my husband Dave retired from GE last summer (although he’s hardly kicking back), we faced a number of important decisions, not the least of which was what to do with his pension. Even with my financial credentials, we decided to call in a specialist to help us weigh the choices and considerations. We turned to Mark Maurer, CFP® and his firm Low Load Insurance Services.As it turned out, all...

Part II: The 403(b) Plan: Pocket Change or Life’s Savings? As touched on in Part 1 of our two-part series on 403(b) plans, “A Call for 403(b) Plan “Higher Education,” it was initially assumed that the 403(b) would serve as a supplement – not a replacement – for participants’ traditional pension plan benefits. This may have made sense in the 1950's when the 403(b) plan was introduced and pension plans ruled...

Part I: A Call for 403(b) Plan “Higher Education” When seeking financial advice for managing your retirement plan assets, it seems the 401(k) receives a lot more press than the similar, but different 403(b) plans used by government and tax-exempt groups such as schools, hospitals and churches. Some sound advice does cover all retirement plan ground – and all investing, for that matter. But if anyone in your family participates in...

Part III: Additional Notes on Financial Harmony In Part I of our three-part series on managing held-away accounts, we described the important role retirement plans play in your life, as they are often among the biggest building blocks in your household wealth. In Part II, we described an investment strategy for managing them effectively within your family’s overall game plan. Today, we’ll wrap our series with some of the additional advantages...

Part II: From Hodge-Podge Investing to Financial Harmony In our last blog post, we introduced the concept of organizing the building blocks of your household assets under the unified oversight of a financial professional. These include your primary investment portfolio as well as held-away accounts such as retirement plans or unmanaged annuities. Today, we’ll dig deeper into how coordinated oversight can be expected to enhance your investment Harmonious Versus Piecemeal Investing:...