Secure Document SharingSecure Document Sharing

<img itemprop='image' style='width: .75em' src='/wp-content/uploads/2018/05/rightArrow.png' alt=''> A wealth of information at your fingertips.

A wealth of information at your fingertips.

PDF 📄

April 13, 2026 in Social Security
When Should I Start Taking Social Security: 5 Factors to Consider Social Security decisions are often framed as a single question: “When should I start drawing benefits?” That question matters, but it can also be limiting. The better question is: how does Social Security fit into my overall retirement income strategy, including longevity and survivor considerations? As April is National Social Security Month, we thought it might be helpful to share a practical...

February 3, 2026 in Dimensional, Year In Review
As we reflect on 2025, we are reminded that uncertainty and volatility are normal in markets, and this past year was no exception. Throughout the year, we were faced with a steady flow of economic news, geopolitical developments, and shifting expectations about growth, inflation, and interest rates. While these events often moved markets in the short term, successful investing depends less on predicting what comes next and far more about maintaining...

August 20, 2025 in Estate Planning, Family Money, Financial Life Planning, Money & Finance
Why More Families Are Gifting Wealth During Their Lifetime Estate management isn’t just about what happens after you’re gone— it’s also about what you can do now to help manage future estate taxes, transfer wealth strategically, and attempt to create a meaningful impact during your lifetime. Many families recognize that intentional lifetime gifting isn’t simply generous; it may also be a smart approach to transferring your assets. If you’re in a position...

August 12, 2025 in Family Money, IRA, Money & Finance, Required Minimum Distribution
Inherited IRA Rule Changes The rules regarding inherited IRAs have changed in the last five years, and failing to comply with the new requirements may result in IRS penalties. These changes affect people inheriting IRAs and those looking to leave retirement accounts to heirs.1 How the SECURE Act Impacted the Retirement Landscape In 2019, the SECURE Act was signed into law. It was a major piece of retirement legislation that contained important changes...

June 9, 2025 in Retirement Planning, Social Security
You’ve likely spent years building your retirement nest egg—saving diligently, investing wisely, and contributing to retirement accounts along the way. But transitioning from earning a paycheck to relying on your savings can feel overwhelming. It’s a major life change, and having a clear strategy can help ease the stress. As financial professionals, we help clients navigate this shift by developing strategies that turn the wealth they’ve accumulated into reliable retirement...

June 6, 2025 in Behavior/Psychology, Investing
“The Four Most Dangerous Words In Investing Are: ‘This Time It’s Different.’” – Sir John Templeton Despite those who say the conventional wisdom that has guided investor actions over the years is no longer valid in 2025, remember the famous quote from legendary investor Sir John Templeton: "The four most dangerous words in investing are: 'This time it’s different.'" While the underlying cause of market volatility may differ from what we experienced...

February 11, 2025 in Identity Theft, Tax Management
Tax season brings a new wave of identity theft risks, with criminals ready to exploit your personal data to file fraudulent tax returns in your name. Imagine the shock of discovering that a criminal beat you to filing your taxes—potentially reaping your refund or creating serious headaches with the Internal Revenue Service (IRS). Unfortunately, this scenario is becoming increasingly common and serves as a stark reminder of why vigilance is...

December 13, 2024 in Economics, Investing
As we approach the end of 2024, it's an opportune time to reflect on the year's financial developments and consider what 2025 may bring. We believe in understanding both the past and potential future of our economic landscape, which may help inform financial decisions. This year has brought its share of financial developments, from market fluctuations to policy changes that have shaped the economic environment. Shifts in various sectors, interest rate...

November 6, 2024 in Dimensional, Evidence-Based Investing
We are pleased to provide you with our Quarterly Market Review. Well, it finally happened. After months of will-they-or-won’t-they speculation, the Federal Reserve cut interest rates in September. And it was a relatively big one: The half-percentage-point decrease was the biggest the Fed has made since its emergency rate reductions in March 2020 at the onset of the pandemic. The good news: With these cuts, policymakers acknowledged the progress they’ve made in...

September 13, 2024 in Investing, Public Policy
The Impact of Elections on the Markets and Tax Policy With Labor Day behind us, we're in the final stretch of the 2024 presidential election race. As we follow the news and parse the most recent polls, some may ask, "How might what happens on November 5 impact my finances?” As financial professionals, we’ve done some homework and come to the following conclusion: you may care passionately about who wins, but your...