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April 17, 2013 in Financial Life Planning, Gratitude, Mindful living
Have you caught this two-minute YouTube video that’s been making its way around the social media channels lately, “Cat-Friend vs. Dog-Friend”? Be forewarned, it’s edgy. Huffington Post describes it as “tastefully offensive,” a combination I’m still pondering. Either way, last I checked, it’s nearing a billion hits, and counting. Besides offering a laugh, it provides a lead-in to this week’s discussion on the importance of spending time with friends and family....

April 10, 2013 in Financial Life Planning, Gratitude, Mindful living
If you ask me, I don’t think it’s coincidence that “meditation” and “medication” are but one consonant apart. As introduced in my last post, academic research indicates that a few minutes of daily meditation yields countless physical and emotional benefits … without any of the usual fine-print, like: “Do not drive or operate heavy machinery after taking meditation.” Once the purview of those who sprinkled their conversations with “groovy” and smelled...

April 3, 2013 in Dimensional, Investing
A Question of Equilibrium “Sellers were out in force on the market today after negative news on the economy.” It’s a common line in TV finance reports. But have you ever wondered who is buying if so many people are selling? “The returns we expect from investing do not necessarily show up every day, every week, every month, or even every year. But the longer we stay invested, the more likely we...

April 3, 2013 in Financial Life Planning, Gratitude, Mindful living
At SAGE Advisory Group (now SAGEbroadview Financial Planning effective 1/1/2014), among our key messages on our website home page and in our practice is: Financial planning is about resolving life’s complexities – not expanding on them. It’s one reason we call it Financial LIFE Planning. Those who know me, know that I experienced my own challenging life lesson when my family and I were in a serious car accident in 2008....

March 20, 2013 in Estate Planning, Family Money, Money Management
Your favorite sweatshirt. An unfinished paperback. That doggy bag left on the table. Small losses when they go missing, but don’t you just hate that sinking feeling when you realize they’re gone? As our financial holdings accumulate and our memories diminish, we can lose track of our money that way, too: A pension plan from several jobs ago, the IRA from a former spouse, age-old bank accounts never closed. It gets...

March 13, 2013 in Company Stock Plans, Corporate Executives, Investing, Restricted Stock, Stock Options, Tax Management
Especially when it comes to company stock plans, acronyms abound. Someday, I’m going to invent a secret decoder ring that translates each one into something approaching English. I’ll make a bazillion dollars and retire. In the meantime, let’s decode one important acronym that can sometimes spell confusion for busy professionals: Restricted Stock Units (RSUs). RSUs, Decoded Many corporate executives and valued employees may be receiving vested RSUs around this time of year....