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August 20, 2025 in Estate Planning, Family Money, Financial Life Planning, Money & Finance
Why More Families Are Gifting Wealth During Their Lifetime Estate management isn’t just about what happens after you’re gone— it’s also about what you can do now to help manage future estate taxes, transfer wealth strategically, and attempt to create a meaningful impact during your lifetime. Many families recognize that intentional lifetime gifting isn’t simply generous; it may also be a smart approach to transferring your assets. If you’re in a position...

August 12, 2025 in Family Money, IRA, Money & Finance, Required Minimum Distribution
Inherited IRA Rule Changes The rules regarding inherited IRAs have changed in the last five years, and failing to comply with the new requirements may result in IRS penalties. These changes affect people inheriting IRAs and those looking to leave retirement accounts to heirs.1 How the SECURE Act Impacted the Retirement Landscape In 2019, the SECURE Act was signed into law. It was a major piece of retirement legislation that contained important changes...

April 8, 2024 in Charitable Giving, Estate Planning, Family Money, Financial Life Planning, Money & Finance, Tax Management
At the end of 2025, portions of the Tax Cuts and Jobs Act (TCJA) are set to expire. Many changes will come with the sunsetting of many rules, including the possibility that federal estate and gift tax exemption levels will revert to pre-TCJA levels. What’s changing?1 Currently, you are subject to federal estate tax only if your individual estate is worth more than $13,610,000 for individuals or $27,220,000 for married couples. These...

April 5, 2024 in Family Money, Financial Life Planning, Money & Finance, Money Management
As a parent, you are well aware of your responsibility in helping your children grow up happy and healthy. Once they enter their teen years, the pressure can build to impart more of your wisdom. One area you shouldn’t overlook is how to handle money. Helping your children develop basic financial skills is critical to preparing them for the decisions they may eventually make as they age. Laying a solid foundation...

June 29, 2022 in Money & Finance, Our Physical & Mental Well-being
Businesses, Stock Markets & the Economy So What’s Your Plan for the Bear Market? (David Booth, Dimensional) “When choosing how much you want invested in stocks, balance the regret you would feel when markets go down with the regret of missing out when things turn around.” Why trying to maximize annual returns is counterproductive. (collaborativefund.com) “It’s counterintuitive, but you will likely maximize investment gains over your lifetime if you go out of your way...

June 2, 2022 in Money & Finance, Our Physical & Mental Well-being
Businesses, Stock Markets & the Economy Worried About Stocks? Why Long-Term Investing Is Crucial (David Booth, Executive Chairman and Founder, Dimensional) Excerpt follows: “Imagine it’s 25 years ago, 1997: J.K. Rowling just published the first Harry Potter book. General Motors is releasing the EV1, an electric car with a range of 60 miles. The internet is in its infancy, Y2K looms, and everyone is worried about the Russian financial crisis.   A...

May 18, 2022 in Money & Finance, Our Physical & Mental Well-being
Businesses, Stock Markets & the Economy Right Now, But Wrong Later (On market timing and why its unlikely to succeed in the long run) (Nick Maggiulli) Things You See In Every Bear Market (Ben Carlson) How Long Do Bear Markets Last? (Ben Carlson) Your Finances & other Wealth Management links Phishing Campaign Uses Simple Email Templates (KnowBe4) “The email informs recipients that two incoming messages were returned to the sender, and directs the user to visit...