Curated Spring 2021 3

SBV Curated Content | A Weekly Update of Enlightening & Intriguing Information | May 5, 2021

Curated Spring 2021 3

Businesses, Stock Markets & the Economy

Stock Market Returns Are Anything But Average (Ben Carlson, CFA)

“From 1926-2020, the average return for the U.S. stock market was basically 10% per year.

Investing in the stock market would be way easier if you could simply bank on 10% year in and year out. Unfortunately, it doesn’t work that way.1

If stock market returns were consistent each year, there would be no risk. If there was no risk to investing in the stock market, the stock market wouldn’t offer such attractive returns.”

Return Buckets

Your Finances & other Wealth Management links

Owning a Car vs. Leasing a Car (Ben Carlson, CFA)

You Still Have Time to Ask Colleges for More Financial Aid. “Here are some tips on appealing your offer, especially if your finances have changed. Schools “are keenly aware” of flexibility needs, one expert says.” (The New York Times)

SSA Inspector General: New Tactics for Government Imposters (ssa.gov)

“If you receive a suspicious letter, text, call or email, hang up or do not respond. You should know how to identify when a call is really coming from Social Security. We will NEVER:

  • Text or email images of an employee’s official government identification.
  • Suspend your Social Security number.
  • Threaten you with arrest or other legal action unless you immediately pay a fine or fee.
  • Require payment by retail gift card, wire transfer, internet currency, or mailing cash.
  • Promise a benefit increase or other assistance in exchange for payment.
  • Send official letters or reports containing your personal information via email.”

The Environment & ESG (Environmental, Social & Governance) Investing

Visualized: The Economic Benefits of a Green Recovery (Visual Capitalist)

Sustainable Recovery

COVID-19 & Your Health

Why You Shouldn’t Skip Your Second Covid Shot. “Your second dose of vaccine gives you more protection than you might think. Here’s why you should still get it, even if it’s later than planned.” (The New York Times)

A walk through how Pfizer ($PFE) makes the Covid vaccine is fascinating. (nytimes.com)

The Covid vaccines are even better than advertised. (bloomberg.com)

Vaccine hesitancy is not fixed. What we can do to increase vaccination numbers. (statnews.com)

Why indoor dining is still risky until more people are vaccinated. (vox.com)

Your Physical & Mental Well-being

“Be a part of birding’s biggest team! Global Big Day is an annual celebration of the birds around you. No matter where you are, join us virtually on 8 May, help celebrate World Migratory Bird Day, and share the birds you find with eBird.

Participating is easy—you can even be part of Global Big Day from home. If you can spare 5 or 10 minutes, report your bird observations to eBird online or with our free eBird Mobile app. If you have more time, submit checklists of birds throughout the day. You never know what you might spot. Your observations help us better understand global bird populations through products like these animated abundance maps brought to you by eBird Science.

Last year, Global Big Day brought more birders together virtually than ever before. More than 50,000 people from 175 countries submitted a staggering 120,000 checklists with eBird, setting a new world record for a single day of birding. Will you help us surpass last year’s records? However you choose to participate, please continue to put safety first and follow your local guidelines.”

This Week’s Serendipity (a two-fer!)

Sheri Iannetta Cupo
[email protected]