Coffee and coversation

Before we talk numbers, we ask questions. What are your likes and dislikes? What are your goals for the next 1, 5, 10, years? What’s your risk tolerance? Are you a spender or a saver? The more we know the more we can create a custom tailored plan to help you achieve the life you imagine.

Living the dream

Everyone wants to ‘live the dream’. Thing is, everyone’s idea of that dream is  different. Through conversation, questions and analysis, we’ll help you clearly define your dream so together we can create a working plan to achieve it.

The way forward

Once we’ve defined your long-term goals, we will craft an individualized, holistic plan that will allow you to travel the road of life with focus, clarity and confidence.

We got this

Our aim is to earn your trust and gain your confidence. As a trusted partner, we’ll be there to help guide, advise and inform you as you navigate the various stages of life and all that comes with it.

Company Benefits

Are you making the most of your benefits?

Are you maximizing your company match?

Should you contribute to your 401(K) on a pre-tax basis or use the Roth feature?

Monthly Cash Flow

Does your income support your lifestyle?

Are you spending smartly?

Are you funding your goals?

How much do you need for emergencies?

Debt Management

How do you manage college and credit card debt?

How do you decide how much to pay when?

Should you go into debt to persue your goals?


Is your portfolio globally diversified?

Do you understand the fee structure of your investments?

Is your portfolio tax-effecient?

Do you rebalance when appropriate?

Is your asset allocation appropriate for you?

Insurance & Estate

Are you protected should something happen?

What estate planning documents do you need in place now?

Do you need renters/homeowner’s, auto or umbrella insurance?

Do you need more life or disability insurance?


What are your 1, 5, and 10-year goals?

Are you on track to reach them?

Who is holding you accountable?

What does it cost to work with us?

Transparent costs are very important to us. We emphasize fully disclosed pricing in any outside services we may recommend as well as for our own fees. This is one reason we itemize our Financial Planning and Portfolio Management fees for you — so you can see exactly where your money is being spent and determine whether it is a good value for your needs.

Your financial picture is just a click away

With eMoney’s convenient client portals, you can log in
to view your complete financial picture anytime you please.

Portfolio Management

The annual cost for Portfolio Management services is

just 0.50% of the investment accounts we manage for

you. That is $5 for every $1000 in your portfolio. Fees

are deducted from your account

  • Risk Tolerance Testing
  • Investment Policy Statement
  • Asset Allocation
  • Automated Rebalancing
  • Globally Diversified Portfolios
  • Low Cost Funds
  • Tax Loss Harvesting
  • Performance Reporting

Please contact us with any questions you may have.